Which of the following exposures requires special handling when submitting a claim?

Asbestos exposure is known to require special handling when submitting a claim due to the unique health risks associated with it and the specific regulations that govern such claims. Asbestos is a hazardous material that has been linked to serious health issues, such as mesothelioma, lung cancer, and asbestosis. Because of these risks, claims related to asbestos exposure must adhere to stricter guidelines to ensure that they are properly documented and evaluated.

The process of claiming benefits for asbestos exposure requires comprehensive medical evidence linking the exposure to the diagnosed condition. This often includes detailed medical records, occupational history, and potentially expert testimony, as the legal context surrounding asbestos-related diseases can be quite nuanced.

In contrast, common cold exposure, flu exposure, and seasonal allergies are typically not associated with long-term health conditions or severe impacts on health that would warrant such rigorous claim procedures. These are considered more common, manageable health issues that do not have the same level of scrutiny or complexity when it comes to claims processing. Thus, those exposures do not require special handling in the same way that asbestos exposure does.